FT
Finance Tools Hub

Privacy Policy

Last updated: July 31, 2025

Quick Summary

Ratenix is committed to protecting your privacy. We don't store your calculation data, don't require sign-ups, and only collect basic analytics to improve our service.

Information We Collect

Information You Provide

  • Calculator inputs (loan amounts, interest rates, tenure) - processed locally in your browser
  • Contact form submissions (name, email, message) - only when you choose to contact us
  • Newsletter subscriptions (email address) - only if you opt-in

Information Automatically Collected

  • Basic analytics data (page views, session duration, device type)
  • IP address (anonymized for analytics)
  • Browser type and version
  • Referring website information

How We Use Information

  • Calculator Data: Processed entirely in your browser, never sent to our servers
  • Analytics: To understand which calculators are most useful and improve our service
  • Contact Information: To respond to your inquiries and provide support
  • Performance Data: To optimize website speed and user experience

Data Security

  • All data transmission is encrypted using HTTPS/SSL
  • We don't store sensitive financial information on our servers
  • Calculator inputs are processed locally in your browser
  • We use reputable third-party services (Google Analytics, Vercel) with strong security practices

Third-Party Services

  • Google Analytics: For website analytics (anonymized data)
  • Vercel: For website hosting and performance
  • Hostinger: For domain registration

Your Rights

  • Access to any personal data we have about you
  • Correction of inaccurate personal data
  • Deletion of your personal data
  • Opt-out of marketing communications at any time
  • Export of your data in a readable format

Cookies and Tracking

We use minimal cookies for:

  • Google Analytics (anonymized tracking)
  • Theme preference (dark/light mode)
  • Basic functionality and performance optimization

Data Retention

  • Calculator Data: Not stored (processed locally only)
  • Analytics Data: Retained for 26 months (Google Analytics default)
  • Contact Form Data: Retained for 3 years or until deletion requested

International Users

While Ratenix is designed for Indian users, we welcome visitors from around the world. Your data may be processed in countries where our service providers operate, including the United States.

Changes to This Policy

We may update this privacy policy from time to time. We will notify users of any material changes by posting the new privacy policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this privacy policy or our data practices, please contact us:

Commitment to Privacy

At Ratenix, we believe financial planning should be private and secure. We've designed our platform to minimize data collection while providing the best possible calculator experience. Your financial information stays private and secure.